Owner’s Title Insurance (NAPSA)—If you are buying a home, you may want to learn more about Owner’s title insur- ance, otherwise known as an Owner’s Policy. Before you close and movein, a title company will conduct a search of the home’s title to look for problems. Thirty-six percent of title searches reveal issues that need to be resolved before the property can change hands. Problems such as the seller’s unpaid mortgages, taxes, child support, or even parking tickets. These problems need to be resolved before your lender will give you a loan and before you move in. Some problems are not found during the title search, however. That’s why you need an Owner’s title insurance policy. Only an Owner’s Policy will pay to resolve problems that may arise after you take possession of the house. Talk to a local title companyfor more information on an Owner’s Policy and how it can protect you. To find a title company, the Ameri- can Land Title Association suggests you get a referral from a friend, your real estate agent or lender. Or find a list of title com- panies in your area on the ALTA Web site at www.alta.org. Insist on an Owner’s Policy to provide you with the peace of mindto enjoy your new home. @
