From Start To Finish (NAPSA)—Eager to buy a home but uncertain about how you can make it happen? With the growing number of home loan options available for a wide variety of financial situations, it is now perhaps more important than ever for potential homeownersto better understand the home-buying process. Buying a home is most likely the largest financial transaction you will make in yourlifetime. A smart wayto pre- pare for homeownership is to learn about the home-buying process in advancefrom start to finish. Now you can do that—at your own pace, at your own conve- nience, with no strings attached and at no cost—with the Home Ownership Mortgage Education (H.O.M.E.) program at www. HomeByCountrywide.com. Countrywide’s program gives consumers easy-to-understand educational materials and tools that can help them achieve and maintain the dream of homeownership. The Website provides articles, worksheets, video clips, quizzes and printable checklists to assist consumers when they leave the site and begin to go through the actual process of home buying. Start The Process With Basic Finance With planning strategies to help you manage and save for the future, you'll be better prepared for homeownership. Learn How Credit Affects You Understanding the importance of credit and how it impacts your ability to borrow is critical. Learn how to read a credit report, how to report false information, and what steps you can take to help improve your own credit score. Assess your readiness for homeownership and how to weigh different home loan choices. Use the charts and worksheets provided to help you figure out what your estimated costs might be and what you can afford. Steps For Buying A Home Find out how to get help in preparing your loan documents and how to avoid surprises when closing your loan. Enjoy Life As A Homeowner Find practical advice to help keep the investment in your home solid...like staying organized, getting adequate insurance, payment do’s and don’ts and keeping your home in good repair. Buying a homeis a big step, and becoming educated about the process can help you achieve your dream of homeownership. The nocost, no-obligation H.O.M.E pro- gram, www.HomeByCountrywide. com, is offered by Countrywide Financial Corporation as part of its mission and the company’s founding principle: to help individuals achieve and maintain homeownership.
