/ You u Age (NAPSA)—It’s called “aging ii n place”’—being able to stay in your home safely as you age without having to move to an assisted-living facility. According to AARP, 70 percent of 65-year-olds are living where they'll be the rest of their lives. With more and more seniors staying in their homeslonger, it’s important that those homesare as safe as possible, says Charles Valinotti. He’s Senior Vice President of QBE Regional Insurance, which underwrites property and casualty coverage through General Casualty, Unigard, Farmers Union Insurance and QBE Agri. To stretch out their years of independentliving, seniors should pay special attention to fall prevention, yard safety, and home modification and repair. Fend off falls: Statistics on falls are staggering. According to the Centers for Disease Control and Prevention, one in three adults 65 andolderfalls each year. About half of those who suffer fallrelated injuries have to move to nursing facilities. “Seniors should take inventory of risk factors in their homes that could lead to falls,” Valinotti says. “They can ask an occupational therapist to conduct a walk-through and make recommendations to preventfalls.” Sometips to fend off falls: Repair sidewalk and driveway cracks. Install handrails on stairs andsteps. Secure carpeting and avoid throw rugs. Reduceclutter. Use a night-light. Consider subscribing to an emergency response system. Safety by the yard: Yard maintenance holds hazards for seniors. A Johns Hopkins University study found the top 10 injuries With more and more seniors staying in their homes longer,it’s important those homes are as safe as possible. among seniors while working in their yards are caused by lawnmowing mishaps—from lifting the mower to trying to service the mowerwhile it’s still running. “Consider getting help with yard work from relatives or think about paying someoneto do it,” Valinotti says. “A lawn and garden company may have a program that helps older people with yard work, as well as other outdoor jobs such as gutter cleaning.” Don’t forget ongoing home safety issues: “Because seniors often live in older homes,it’s important to make sure the electrical wiring is in good shape,” Valinotti says. “We’ve seen many older homes where fuses are overloaded. That’s a loss waiting to happen.” Safety inside and out: Making modifications and repairs can allow seniors to more easily manage bathing, cooking and stairclimbing activities. Valinotti suggests installing sturdy grab bars in the bathroom, outside ramps for easy access and low countertops in the kitchen. Area Agencies on Aging have information on lowcost contractors and funding assistance.
