101 For The College Undergrad: Tools And Tips To Help vollege Students Save On Everyday Expenses (NAPSA)—Oneof the trickiest trades for college undergrads is personal finance. Many students Add a FREETALK Wireless are managing their own moneyfor the first time, making it easy to overspend. With the help of some simple tools, any college student can save that hard-earned summer job cash for the fun stuff throughout the year. Though cell phone bills can run up fast when students move away from home, many are turning to programs such as Skype in order to pinch pennies. Since Skype works on manycell phones, including 3G smartphones from Verizon Wireless, anyone can make free Skype-to-Skypecalls. According to Skype spokesperson Brianna Reynaud, “Skype mobile” for Verizon Wireless smartphones delivers a wonderful, integrated and always-on experience, letting you spend more time laughing with friends and less time in front of a computer.” Skype can also be used to make cost-effective international calls, with subscriptions starting at $2.99 a month. Studying abroad this spring? The Unlimited World plan costs just $13.99/month for te gies. Sa rae ee oN F eaest Md; ual a — f a =~ SSS = = =O) OTS) O From using smartphones with subscription plans to making inexpensive calls over the Inter- net and eating in, college students have lots of options for cutting costs. calls to landlines (and some mobiles) in more than 40 countries worldwide. Traveling to visit friends back home or at another university can eat up precious savings. Rather than spend a chunk of change traveling to visit, video calls are the next best thing to being there. By investing in a compact HD webcam solution like the FREETALK Everyman HD ($59.50), students can make free face-to-face video calls from anywhere on or off campus. headset ($68.00) for high-quality audio—even several feet from a computer—to virtually visit as often and as long as desired for less than the cost of a round-trip bus ticket. Another unexpected consumption of a student’s budget is coffee. Even a once-a-day latte habit can add up to more than $1,000 during the school year. Buying a coffeemaker (less than $50), ground coffee and milk can save scholars hundreds of dollars annually. While coffee runs can be costly, late-night snacking is another financial pitfall that can eat up cash. Instead of snacking at a campus caf, purchase a minifridge for about $100 and stock it with healthy snacks to save some money. Students can buy easy dorm-room food, such as bread, peanut butter andjelly, while they are already at the grocery store buying theircoffee! With a little advance planning and smart investments, the aver- age college student can survive the year without overdrawing his or her bank account.
