Now They Go Hand In Hand (NAPSA)—Americans love to give. Whether driven by the desire to support worthwhile causes, to share good fortune or by other philanthropic reasons, American individuals, estates, foundations and corporations gave an estimated $240.72 billion to charitable causes in 2003, according to Giving USA, a pro- gram for the Trust for Philan- thropy of the American Associa- tion of Fundraising Counsel. Yet while more Americans are increasing their contributions to / the common good, fewer are secur- you have enough life insurance coverage. LIMRA International says that only 61 percent of adult Americans have life insurance protec- fits, such as the ability to build cash value andif structured prop- tion, down from 70 percent in 1984. And even those with cover- erly, the potential to create taxfree income in retirement. To learn more about how American Express Estate Series life insurance and the Charitable age are likely underinsured. Giving to Others While Helping to Secure Your Own Future Now you can address both your Giving Benefit can help you achieve your financial goals, call American Express Financial Advi- sors at 1-800-432-0788. Or visit www.americanexpress.com/ lifeinsurance. the American Express Estate Series of universal and variable Tes rity, it’s important to make sure ing their own financial futures. personal security and philanthropic goals at the same time with the innovative Charitable Giving Benefit available through i For your family’s financial secu- universal life insurance products, American Express Financial Advisors Inc. Member NASD. American Express Com- Company. pany is separate from American Express issued by IDS Life Insurance When you purchase an Estate Series policy and elect the optional Charitable Giving Benefit feature, American Expresswill, upon your death and at no additional cost, provide a donation in your name to an accredited charitable organization of your choice equal to one percent of your policy’s death benefit proceeds, up to a maximum of $100,000. In addition to helping secure your family’s financial future and making giving easy, an Estate Series policy can be less expensive than establishing a trust for char- ity. Plus, it can offer other bene- Financial Advisors Inc. and is not a brokerdealer. Insurance products offered through IDS Life Insurance Company, Minneapolis, MN outside New York, and in New York, through IDS Life Insurance Company of New York, Albany, N.Y. Variable Life insurance is a complex vehicle. Before you invest, be sure to ask your sales representative about the variable life insurance policy’s features, benefits, risks, and fees, and whether variable life insurance is appropriate for you, based upon your financial situation and objectives. You should consider the investment objectives, risks, charges and expenses of the product and its underlying funds carefully before investing. For a free copy of the fund’s prospectus, call 1-800-437-4332. Read the prospectus carefully before you invest. we wenn nn nn nn nn ne nn nn ne neneee a The Charitable Gift Giving Benefit is not available in California, Indiana, Maryland, New York, North Carolina, Tennessee and Texas.
