Survey: Teens Eager To Learn About Money

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Gary Lipton Media Relations Manager Phone: 1-(800)-222-5551 Fax: 1-(800)-990-4329 Web site: www. napsnet .com e-mail: printmedia@napsnet.com #2444 North American Precis Syndicate, Inc., 350 Fifth Avenue, 65th Floor, New York, N.Y. 10118-0110 Pecans Rich In Antioxidants Survey: Teens Eager To Learn About Money (NAPSA)—According to a recent survey, an increasing number of teens want to learn about how to manage their money. In addition, 80 percent believe learning the basics of money management now will serve them in the future—yet a whopping 86 percent have never taken a personal finance class in school. Perhaps more telling, when it comes to talking to kids about the basics of money management, parents still aren’t hitting the mark, despite the fact that 35 percent of teens want to learn about money from their parents over any other option. “Now more than ever, we’re seeing that teens are eager to learn about money—and the good news is that they want to learn from their parents,” says Diana Don, Director of Financial Education for Capital One, which sponsored the annual survey. Capital One offers parents these tips for working with their teen to develop good money management skills: • Make shopping a family affair: No matter whether it’s shopping for groceries, clothing or a car, such trips can be a great opportunity for kids to learn valuable hands-on lessons from their parents. • Working: Having a job helps your kids prepare for adult life. It teaches them responsibility, gives them job experience and puts money in their pockets. • Saving: A good way to demonstrate the power of savings is to play with one of the many online calculators. Plug in a few numbers—potential deposits, a realistic interest rate and years to maturity—and you’ll be able to show your teen how regular de- Teens are increasingly looking for ways to learn about managing their money. posits into a savings account make money grow. • Credit cards: To familiarize your kids with the concept of credit, go over your credit card statement with them. • Shop smart: Make sure you shop around for the best price and the best quality. What Are Teens Interested In Learning? When asked about the topics they’d most like to learn about, teens expressed interest in all areas of money management. Surprisingly, they show the most interest in learning how financing works for large purchases such as a car or a home—74 percent said they would like to learn more. Capital One offers a number of resources on budgeting and savings—available in five languages, including English and Spanish— and has partnered with the national consumer organization Consumer Action to create a complete guide for parents called “Talking to Teens About Money,” available at www.money-wise.org. (NAPSA)—There’s a new reason to go nuts for pecans. The latest research from the U.S. Department of Agriculture confirms pecans are the most antioxidantrich tree nut. Antioxidants are substances found in foods that protect against cell damage and, studies have shown, can help fight diseases such as Alzheimer’s, Parkinson’s, cancer and heart disease. Overall, Including more pecans in your diet is not a nutty idea, since these tasty nuts are rich in antioxidants. pecans are ranked in the top 20 when it comes to foods with the highest antioxidant capacity. To include more pecans in your diet, try these tips from the National Pecan Shellers Association: • Sprinkle pecans on pancakes or waffles, in fruit-flavored yogurt or on top of hot or cold cereal. • Top salads and veggies with pecans instead of cheese. • Coat chicken or fish with pecans before baking. • Bring about 20 pecan halves to work and snack on them throughout the day. For more information, visit www.ilovepecans.org. Water Program Brings Wave Of Support To Children (NAPSA)—About 70 percent of the Earth’s surface is water—but only a drop in the bucket is drinkable. In fact, more than 1 billion people do not have access to clean water or adequate sanitation, and one in five is a child. But Americans are helping to change that. They’re taking steps to conserve water and participating in programs to help raise funds to improve access to clean water for people around the world. For instance, thousands of New Yorkers helped raise more than $100,000 last year by simply donating $1 for the tap water they normally got for free at participating restaurants. They participated in the Tap Project, a national initiative that takes place during World Water Week. The program, which was launched in New York in 2007 and is now nationwide, partners with restaurants to help support the lifesaving work of UNICEF. UNICEF works in more than 90 countries to improve access to safe water and sanitation facilities in schools and communities, and to promote safe hygiene practices. The group reports that 80 percent of all illness and infant mortality is due to waterborne disease. Every day, 5,000 children die of water-related diseases. Making A Difference “With $1, we can provide 40 liters of safe drinking water, which is enough to give one child safe drinking water for 40 days, or 40 children A national program is bringing clean water to children around the world. safe drinking water for one day,” says Caryl Stern, president and CEO of the U.S. Fund for UNICEF. Indeed, the group has helped more than a billion people gain access to improved drinking water and sanitation facilities in the past 15 years. Its goal is to reduce by half the proportion of people without sustainable access to safe water and basic sanitation by 2015. Saving Water Of course, conserving water makes a difference, too, and experts say every bit helps. Try these tips: • Come Clean—Wash dishes in a sink filled with water, rather than under running water. • Don’t Dump It—Rather than pouring old water down the drain, use it to water houseplants. • Fix It Up—A small leak can waste hundreds of gallons of water a year. Look for leaks in your home and fix them. Learning More You can learn more at www.unicefusa.org or by calling (800) 4-UNICEF. You can also visit www.tapproject.org.