(NAPSA)—How many of us leave for vacation only to return home after days of souvenir shopping, dinners out, museum visits andcab rides to find our expenses exceeded our budget? A little advance planning can go a long way to ensure that the most memorable part of vacation was the trip and not the cost. Here are five basic tips to help plan a vacation that won’t break the bank. Makea Budget and Save Prices for everything from airfare to hotel accommodations are higher during the peak travel months of summer and duringholidays, so start planning early. Savings on flights can be found when purchasingtickets in advance. Use sites like BestFares.com for easy comparison shopping. Oftentimes, a hotel’s own Website will offer the best rates, especially closer to desired destinations, as rooms open up throughcancellations. Once you have an idea of the costs for your vacation, determine how much you will need to save every week so you will haveallocated the money for your trip before you leave. Budget for Spending Money Even the best budgets can go off course when you forget to add in spending moneyfor things like guided tours, equipment rentals, souvenirs and the occasional latte or ice cream. Make sure your sav- ings plan accounts for spending moneyso you fully enjoy yourtrip. Seek Advice From Fellow Travelers Just because you’re on a budget doesn’t mean you can’t enjoy all your vacation destination has to offer. Take time to research online the cities you’re traveling to and read what others have to say. Recommendations from the locals can help you avoid the higher-priced Family fun on vacation may be easier and less expensive to achieve than manyrealize. tourist traps while offering a more authentic experience. Consider a Prepaid Card One of the most effective ways to stay within budget is to use a prepaid card, such as Visa TravelMoney. Protections make these cards a safe and convenient alternative to carrying cash or traveler’s checkswith all the convenienceof a debit card, as well as access to local currency through the more than 1 million Visa/PLUS ATMs worldwide. You can load money to the prepaid card in a variety of ways, including at the point of purchase, online or by phone. Bestof all, the card is accepted at millions of locations worldwide and even comes with benefits—like lost luggage reimbursement—that are designed with travelers in mind. And unlike cash, if your card is lost or stolen, it can be replaced. For more information, go to www.visa.com/travelmoney. Start Planning Your Next Vacation Take advantage of last-minute travel opportunities by maintain- ing a vacation nest egg that you add to regularly. With a successful, stress-free vacation under yourbelt, you'll be the go-to travel expert for family and friends. wane nee e eee eee eeeQUee ------ eee --------e-eee Note to Editors: Visa’s Zero Liability covers U.S.-issued cards, and does not apply to commercial credit cards, or ATM transactions, or PIN transactions not processed by Visa. Notify your financial institution immediately of any fraudulent use. For specific restrictions, limitations and other details, see cardholder agreement or www.visa.com / security.
