(NAPSA)—Whether you’re saving up for a vacation or already traveling on one, banks can makeit easier for you to stay in control of your finances with online and mobile banking. Mobile bankinglets you access your accounts, check balances, pay bills, transfer money and locate ATMs and bank centers. With online banking, customers can usually review account balances and transactions, transfer funds and receive and paybills electronically. As these becomeincreasingly popular, security is a top priority for banks. Manyuse the latest technology to help prevent fraud and identity theft, detect suspicious activity and resolve problems quickly. It’s still important, however, that you, as the user of mobile and online bankingservices, take the proper precautionsto be protected. Here are sometips: 1. Don’t use yourfull or partial Social Security Number as a Personal Identification Number (PIN), user ID or password; use separate user IDs and passwords for your financial accounts and for othersites. 2. Choose a bank with products that keep you protected withoutlifting a finger. For example, with Bank of America’s Online Banking features such as Shop-Safe (a unique temporary credit card number), SafePass (a one-time pass code texted to your mobile phone), SafePass Card (a wallet-sized card that provides a one-timesecurity code) and SiteKey (an online security sign-in feature), you get an addedlayerof security. 3. Don’t use your mobile device to store sensitive personal infor- mation or bank account numbers. The bank’s Mobile Banking and Text Banking features let you access your accounts and related The next time you need to do a financial transaction, you can just phone it in. Your mobile phone can become your movable bank. details without exposing your account numbers. Consider a screen lock on your mobile device. 4. Limit the amountof personal information you provide on social networking sites and be cautious about messages on suchsites that contain links. 5. Never respond to urgent e- mails or open attachments claiming to be from a bank or any company that requests your account information or personal details. Forward these e-mails to your bank. 6. Keep your computer operat- ing system and browserup to date with the latest software and security downloads. 7. If you suspect fraudulent charges on your account, report them to your bank immediately. Bank of America customers are not liable for such transactions, they’re protected with a $0 Liability Guarantee. The bank will credit any fraudulent charges made with your debit or credit card back to your account as soon as the next day. Learn more bankofamerica.com/security. at
