r u t u F r u o V l o t g n i n n a l P Rtirmnt Advisor At Your Fingrtips (NAPS)—What’s a good ag to start planning your rtirmnt? Th on you'r at now. It’s nvr too arly to start planning for yourfutur. Rtirmnt planning can b a complx procss, with what sms to b an almost ovrwhlming numbr of factors to considr. To hlp, a fr onlin srvic has bn st up by TD Watrhous, a lading onlin brokrag firm, to provid comprhnsiv rtirmnt planning tools and rsourcs. This invstmnt advisor offrs customizd third party contnt and intractiv tools that addrss th financial and non-financial issus facing currnt and futur rtirs. TD Watrhous’s sit is on of th first to offr a comprhnsiv, “on-stop” sourc focusing on th motionalandlogistical issus associatd with planning for and living through rtirmnt. Th information is in thr sctions: 1. Making a Plan. Intractiv tools to hlp invstors in th arly stags of rtirmnt planning including: Rtirmnt planningbasics; * Social Scurity, nt worth and savings calculators; and A “cost of waiting” stimator to dtrmin costs incurrd by dlaying th rtirmnt savings procss or th bnfits associatd with saving arly. 2. Dcision Day. Comprhnsiv information for invstors as thy mak th transition to rtirmnt, this sction provids: A rtirmnt radinss tst and chcklist to hlp assss gnral lifstyl and financial prpardnssfor rtirmnt; Arlocation scout; and Estat tax, Social Scurity bnfits and lif and disability Th road to rtirmnt may b th information suprhighway. insuranc calculators. 3. Living Rtirmnt. Tools and advic to hlp invstors njoy th rtirmnt thy’v workd to achiv, including: Managing rtirmnt incom; Invstigating primaras for rlocation and costs associatd with rlocation; Halthy living in rtirmnt; and Information on travl opportunitis, hobbis and voluntring. “With rcnt markt uncrtainty, it’s now morcritical than vr for futur rtirs to bgin planning arly and currnt rtirs to safguard thir assts for a long and njoyabl rtirmnt,” said Elizabth Butlr, First Vic Prsidnt, Rtirmnt Plans Mar- kting for TD Watrhous, which provids th srvic. TD Watrhous provids th Rtirmnt Advisor through agrmnts with Univrsal Pnsions, Inc., a BISYS Company, Financial Visions and Hom stor.com, Inc. To larn mor, s: www.tdwatrhous.com. TD Watr- hous Invstor Srvics, Inc. is a mmbr of th Nw York Stock Exchang and th Scuritis Invstor Protction Corporation.
