_— Get Help To Get Your Mortgage Right (NAPSA)}—Theprocessof buying a home has changed dramatically during the past few years. It’s not always a matter of deciding on the home you want and then organizing the financing. Today’s home buyer often needsto start with the financing—how much home you can afford is probably the mostcritical question buyers need to address. The best place to find that “magic number” is with a mortgage lender. Starting the homebuying process with a lender means you havesolid information in hand to start your search. A good lender will share information about mortgage programs that may be offered locally and those programsbest suited to your individualsituation. Online calculators and ballpark estimates, on the other hand, can run into too many variables. You need an expert, and the good news is that an initial consult with most lenders costs you nothing. At least, that is the case with LendRIGHTlenders. x When a loan officer works with you, you will know how much home you can truly afford. With that “magic number” in hand, you’re best prepared to start looking for your new home. Honesty—communicating and responding to your needs in an open manner; and Trust—working to take care of the details to help you close on time. “Home buyers often don’t real- There are more than 150 mortgage companies in the U.S. that carry the LendRIGHT mark of mortgage excellence. These lenders are pledged to a process built around the home buyer: Relationships—working with you to help you identify the right loan; Information—sharing what they know to help you understand ize there are different kinds of Guidance—providing advice to help you make good choices; ing whereto find a nearby lender, visit www.lendright.com. youroptions; mortgages that may be suitable for their particular circumstances and qualifications,” commented one lender. “It’s best to explore financing options before making an offer on a home, as manysellers will not consider buyers who are not pre-approved.” Learn More For more information, includ-
