Save With Credit Unions

<6 FINANCES LUIZ NS Mie APE oS 2 Save With Credit Union (NAPSA)—Using services of- fered by your local credit union can help your family’s bottom line. Benefits of being a member of a credit union include: 1. Credit unions generally require a smaller minimum balance to open an account. a Credit unions are a convenient way for families to maketheir money go further. 2. Credit unions pay about half a percentage point higher interest than other institutions. 3. Americans pay an average of $228 each year to maintain regular checking accounts; many credit unions offer low- or no-fee checking. 4. Interest rates on credit union auto loans average 1.55 per- cent lower than bank loans. 5. Credit unions are memberowned institutions, so youre entitled to vote on decisions that affect your credit union’s future. 6. The federal government insures credit union accounts for up to $100,000, the same as at any bank. 7. Once you join a credit union, you can always be a member, even if you move awayor changejobs. You are likely already eligible to join a credit union, so ask your neighbors, coworkers and family members. For more information about credit unions, go to www.nafcu.org.