More Month Than Money?

YOUR MONEY More Month Than Money? (NAPSA)—Financial planning does not have to be complicated. According to Anthony Domino, Jr., CLU, ChFC, MSFSandpresidentof the Society of Financial Service Pro- fessionals, managing finances well involves simple strategies: offe a : Budgeting is a great starting point for financial planning. Spendless than you earn. Regularly review financial statements. e Anticipate future expenses and allocate money in advance. Keep cash in reserve. Carry the right amount of insurance. Use credit cards for convenience only. Don’t carry balances. Invest in your children’s and grandchildren’s educations. e Lease a car only if doing so provides tax benefits. Give back. Support charities. To receive the Society’s free financial planning guide, call 1888-243-2258 or visit www.finan cialpro.org.