YOUR MONEY Keep Your Paystub Safe (NAPSA)—For too many Americans, paystubs quickly travel from wallet or purse to the backof-thedrawer or shoebox for filing. Then, when it comes time to apply for an apartment or a new loan, people are stuck spending hours searching for their most recent paystubs. With 63 million Ameri- Paycheck Records PAYSTUBS Back Eo paysktub list Paystub for period: 11/04/2006 - 11/10/2006 Date: 11/17/2006 Karen Whi te alary cation Pay imbursement UCTI alth Ingurance ion Insurance 401K Net Pay: $ 851.82 oursRate Current To . = 1250.00 44500.00 = 0.00 500.00 0.00 600.00 Current 40.00 47 1440.00) 12.00 62.50 432.00 2250.00 TAXES WITHHELD Federal income Tax Social Security Medicare C4 Income Tax CA State Disability Ins il Total Pay ductons Taxes cans currently banking online, in Current ‘TD 123.40 4442.40 4.2) 73.94 . . 59.05 2125.80 9.58 345.02 Cure! To $1,250.00 $45,600.00 114.50 4,122.00 $283.68 $10,212.52 Net This Check: $851.82 Acck#....LL11: $851.82 addition to being paid with a “dig- ital paycheck” via direct deposit, employees also want the ability to track key information via a “digital paystub.” Small-business owners can make this happen by letting their employees instantly access and review key payment information using a unique online tool called PayCheckRecords. This new Web site is created by PayCycle, the leading on-demand payroll provider. Employees can log in from anywhere with their own e-mail addresses and passwords, so the system is completely flexible and highly secure. Workers have an easy and safe method to track not only what goes into their bank accounts but how much is deducted from their pay for taxes, health benefits and retirement planning. Over the past few years, Americans have increasingly elected to receive payment through direct deposit. In fact according to the “Getting Paid in America” survey conducted by the American Pay- roll Association, 94 percent of the respondents participate in direct deposit, up from 71 percent in an earlier survey. Beyond the benefit of convenience, employees can be certain that payment is deposited even when they are out of town and since the money is trans- osit checks require at least a 2 business day lead time. [f your funds are yailable, check with your Employer for the expected date of deposit. Ponter-Foendly Version Fo security reasons please remember to clase Note: This link op ens & new window. For the new window when you are done WIEWING or pointing your paystub. Tired of searching the shoebox for your old paystubs? If so, the most recent payday innovation, a digital paystub, may befor you. ferred electronically, direct deposits do not get lost. Employees have greater control of finances since checks clear automatically and can be instantly divided among accounts. A digital paystub provides another layer of control and access. “Using PayCheckRecords, I was able to immediately provide proof of employment when I was applying for an apartment in the heated rental market of San Fran- cisco,” said Shannon Ames, an employee at Amy Kuschel Bride. “Additionally, I like that I can quickly and easily review my accrued vacation and retirement contributions from any Internet connection.” By helping employees to truly experience faster, easier paydays and offering access to complete pay records in a few keystrokes, small- business owners can improve employee satisfaction and retention and make it even easier for employees to gain financial control. You can learn more online at www.paycycle.com.
