WomenAnd Long-Term Care: Planning Tips @ by Elinor Ginzler (NAPSA)—While it’s common for women to take on therole of caregiver, we don’t always do all we need to do to care for ourselves. That’s one of the key findings in a recent poll sponsored by AARP. For instance, it showed that six in 10 women age 45-64 did not know how they will pay for their own long-term care needs. To encourage wom- Ginzler___ en to take charge of their own lives and plan for their future, AARP has created a campaign called Decide. Create. Share. The initiative recognizes sev- eral critical realities: Women are the biggest users of long-term care, since they live longer than men; Women do not always have or take the time to think about their own future needs; Providing care to others can actually put women at a disadvantage in some respects. They often spend time and moneyas caregivers, leaving them less prepared for their care needslaterin life. Steps Women Can Take Fortunately, there are some practical steps we women can take that will help prepare us for later in life: Know your family medical history—adopt new habits now that can protect against disease in the future; Look around your home— plan for your future needs with as much gusto as we put into our caregiving; Check out your community— find out what services are available, from transportation programsto in-homecare; Think about your financial situation—and learn the cost of long-term care services; Talk with your family and friends—tell them about your plans for the future and be sure they know what you want. Long-Term Care The survey also points out that 40 percent of women don’t really understand what long-term care is. Manystill think that it means a nursing home or an insurance policy. In reality, it can include home, community, health, finance and legal needs. That can mean help with transportation, shopping or personal needs or skilled medical care. It can also mean renovations to your home to make it safe and comfortable for you, and even using new technologies to help you live your best possible life. For tools, resources and more information, visit www. aarp.org/decide. Elinor Ginzler is AARP’s Senior Vice President for Livable Communities.
