Bridging the Gap Between Cost And Coverage

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(NAPS)—Thefatality rates of a number of diseases have dropped steadily in the past decade. Ameri- cans are living longer and healthier lives. Many attribute this increase in the nation’s overall health to successfully applied technology and treatment methods by American healthcare professionals. This progress, however, has a price. As the quality of the country’s health care increases, so too does the price of treatment. These high costs have created somesignificant problems within the industry. Many medicare HMOs, for example, have reported to the gov- ernmentthat they will drop certain customers due to rising medical and prescription drug prices. Some experts speculate that by January of the new year, some 115 HMOs nationwide will eliminate coverage for almost 930,000 Americans. In addition, some expect HMOs to implement new charges to patients for a variety of medical services that were previously covered atlittle or no cost. Many healthcare experts argue that the continuing rise in health care costs (as much as 20 percent per year by some estimates) will affect Medicare-eligible seniors the most, with a number of them expected to lose HMOcoverage. Some experts recommend Medigap coverage to seniors who have been droppedbytheir HMOs. A numberof healthcare experts recommend “medigap” or Medicare supplements for the added control they can give seniors over their coverage. One Medicare Supplementis available to seniors directly over the phoneor on the Internet. The product, known as MedSupOne Direct, covers the gaps between what traditional Medicare pays and what doctors and hospitals charge. In addition, the insurance plan comes with a discount prescription drug card that can be used at “Seniors whofind that they have 22,000 participating pharmacies nationwide, at no additional cost spokesperson for a leading health- card does not provide drug coverage, it can provide seniors with another Medicare HMOandsign up again, or enroll with traditional 10 to 40 percent. For more information, visit been dropped by their Medicare HMOs havetwooptions,” says a care organization. “They can find Medicare and add a supplemental insurance policy to cover the gaps in costs that are not covered by the service.” to the policy holder. While the discounts on drugs ranging from www.medsupldirect.com or call toll free 1-888-MEDSUP1 to receive a free Medicare health insurance guide. we ee ee ee eee eee ee eee eee<< tolelelal aia etatatatetatatatatatatetetatetatatetetetetel This story is for use in AR, AZ, CO, IA, IL, MS, ND, NE, OH, NV & WV only. Product is unavailable in other states.