Unederscaoabong NnNSsUranGce Comng To Terms Wth Term Insurance by John Addson (NAPS)—Buyngthe rght knd of nsurance protecton can make a major dfference n a famly’s welfare. Men and women whopurchase lfe nsurance usually do so for = —— two reasons. = They want to = - 5 nsure ther famly’s { standardof lvng n Addson ——__ the event they are no longer there to contrbute to the famly’s fnances, and * They want to make sure the money needed to cover bural expenses doesn’t dran the famly savngs or nterfere wth long term famly goals, such as a chld’s educaton. Mostlfe nsurance productsfall nto one of two categores—cash value or term. Term nsurance s pure protecton purchased for a specfc perod of tme. That’s whyt’s called term. dtonal nvestment products such as mutual funds. At Prmerca, we beleve separate lfe nsurance and nvestment programs allow consumers more flexblty to change ether your protecton or nvestment program wthout affectng the other. They also offer greater control over the choce of nvestments. For example, term polces offer consumers the beneft of fnancal protecton at a lower ntal premum than cash value polces. They also offer the opportunty to take the money not spent on nsurance and nvest t n a product that offers the potental for sgnfcantly better returns than those avalable through a cash valuelfe polcy. Because term nsuranceoffers pure protecton wthout bundlng a savngs element, t has the low- est ntal premum.It’s affordable and easy to understand—that’s In the event of your death, your often what makes t so popular wth young famles whoaretry- death beneft. Some people wll promote cash nsurance needs. The fnancal professonals at benefcares collect the polcy’s value polces—ncludng whole lfe, unversal lfe and varable lfe products—as a way to buld wealth snce t s possble to take a loan aganst the value of the ng to come to terms wth ther Prmerca have created a gude that shows you how to take con- trol of your fnancal lfe. To get a polcy and some polces pay a dvdend. copy of The Soluton, wrte to Prmerca, 3120 Breckenrdge Blvd., Duluth, GA 30009, ATT: Corporate Relatons, or call 770- value polces are an neffcent nvestment vehcle and better returns can be found n moretra- Mr. Addson s Co-CEO & Presdent of Prmerca, a subsdary of Ctgroup, Inc. Crtcs, however, beleve cash 564-6329.
