r u t u F r u o V r E g n i n n a PlPaying For Long-Trm Car (NAPSA)—Arcnt study found a growing numbr of Amricans xpct to tak rsponsibility for thir long-trm car (LTC) nds. Th study, commissiond by th Halth Insuranc Association of Amrica (HIAA), rportd most popl ovr ag 55 do not bliv th govrnmnt will pay for thir long-trm car within th nxt tn yars. Dspit th findings, xprts caution that too fw Amricans hav actually mad th ncssary plans and arrangmnts for thir LTC nds and th LTC nds of thir lovd ons. To hlp popl assur thir LTC nds will b mt—without forcing thm into bad options or driving thm into bankrupty— analysts rcommnd LTC insuranc. Th insuranc can hlp: * Bring pac of mind about th futur * Kp policyholdrs, or thir lovd ons, in thir own homs, instad of nursing homs * Gt accss to hom car or car in an assistd living facility * Eas th physical and motional burdns oftn flt by fam- Long-trm car insuranc can hlp protct rtirmnt savings during snior yars. ily cargivrs. As privat LTC insuranc bcoms mor popular, innovation and comptition hav hlpd bring consumrs bttr valu for thir dollar. Th HIAA hasa toll-fr numbr and Wbsit that consumrs can visit to find out if LTC covrag is right for thm and how to shop for an LTC insuranc providr. For mor information or a fr LTC guid, visit www.hiaa.org or call 1-877-LTC-4USA.
