Are You Using All Your Employee Benefits? (NAPSA)—The next time you review your employee benefit package, you may want to ask more questions about life insurance. More than 2,000,000 Americans havelife insurance through their employer that not only protects their families from the untimely death of a breadwinner, but also provides a flexible, affordable financial planning tool. It’s called group universallife insurance and it includes a cash account that earns tax-deferred interest. The cash account can be used to fund long-term financial needs such as college tuition, retirement, or the purchase of a home. Other advantages of group universallife are: Because your employer offers it on a group basis, it can be less costly. It’s portable, meaning you can maintain the full coverage at group rates even if you retire, change employersorarelaidoff. * You can adjust the size and timing of premium payments. As grouplife insurance, coverage is not cancelled for any single individual within the group—a good thing as you grow older or your health changes. Ask your employer if your company offers group universallife. If not, they can learn more from the Minnesota Life Insurance Company, www.mnmutual group.com, 1-800-606-LIFE Editor’s Note: Although Novemberis nationwide enrollment month for employee benefits, this story contains insurance information that is good at any time. *Source: LOMA This product is offered under policy form series 00-30252 or 01-30287Tor a state variation thereof.
