UPCGO SCONCHAEG nNSvUPancG Commercal Insurance 101 (NAPSA)—If you own a busness, t’s mportant to match the nsur- ance you carry to the company you keep. Dong so can save you tme and money downtheroad. Commercal auto nsurance can be especally mportant, so f you're not sure what knd of commercal auto coverage you need, you may want to talk wth an ndependent agent who specalzes n that partcular area. Independent agents work wth you to put together a package that provdes the protecton that’s rght for your busness. “Anyone who owns a busness wth a commercal automoble needs to have coverage that s approprate for the ndustry and the sze of the busness,” says Brett Stalnaker of The Progressve Group of Insurance Companes. “An ndependent agent who specalzes n commercal auto cover- age can provde busness owners wth the knd of advce they need to maketherght choce.” Here are sometps to help you fnd a commercal auto nsurance agent: * Get objectve advce. There are dfferent types of nsurance agents. A captve agent represents only one nsurance company. Inde- pendent agents represent a num- ber of dfferent nsurance companes. Independent agents tend to be more flexble, because they can offer coverage optons from varous companes, ncreasng your oddsof gettng the combnaton of coverages, prce and servce that fts your busness needs. Keep Covered—lIt’s mportant that nsurance coverage changes as a small busness grows. * Vst the Web ste of a larger nsurance company. Web stes such as progressveagent.com can provde you wth coverage opton nformaton and a way to fnd an agent n your neghborhood. Seek referrals. These can come from professonal organzatons or other contacts such as other busness owners. Chances are, other busness owners n your ndustry can recommend an agent that they’ve worked wth. One sze doesn’t ft all when t comes to busness-related nsurance. A busness that you start n the dnng room or garage wth just one vehcle can grow to the pont where several vehcles are added and you move to commercal property. As your busness evolves, your protecton needs wll most lkely change, too. Be sure to check n wth your agent perodcally to reassess your commercal auto polcy. To learn more or to start your search for a commercal auto agent, vst progressveagent.com.
