(NAPSA)—They don't believe in the Loch Ness Monster. They don't believe a friend caught Jaws fishing off the Florida coast. Yet some boaters think adding their boat to their homeowners policy protects them from all the incidents that happen on the water. Leading boat insurer Progressive clears up those myths and shares tips so you have the information you needto choose theright insurance for yourself end your boat. Myth:If I list my boat on my homeowners insurance policy, it’s fully protected. Fact: In somecases, you might cover your boat by addingit to your homeownerspolicy instead of buying specialized insurance. But specialized boat policies cover manyincidents that a homeowners policy might not. For example, coverage available from Progressive will payto clean upthespill if your boatleaks fuel, and pull your boat out of the waterif it sinks. Homeowners policies won't provide that level of specialized coverage. Getting stranded on the water can makefora long, expensive day, so consider buying specialized insurance to get towing coverage, too. Myth: Boat insurance won't cover myfishing equipmentifit’s stolen. Fact: With specialized boat insurance, you have the option to also cover personal belongings such as fishing equipment, cell The Loch Ness Monster isn’t the only myth that can put a damper on happyboating. phones and binoculars. So when you're buying your policy, review available optional coverages. Myth:Specialized boat insuranceis expensive. Fact: A Progressive boat policy starts at around $100 and can provide more coverage thanif you added yourboat to your homeowners insurance. Myth: Boat insurance covers me anywhere goboating. Fact: Some insurance companies only provide coverage where the boat is used most, and may limit coverage to within 100 nautical miles of your homeport. Progressive provides coveragevirtually anywhere you decide to go in the continental U.S. and Canada. For more information about boat insurance, visit www.water craft.progressiveagent.com.
