The Reality Of Long Term Care Planning

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You can receive Featurettes by e-mail daily, weekly or monthly by request. We can e-mail by your choice of topic or all stories as you may prefer. To make it even more convenient for editors to use our stories, NAPS has added an RSS syndication feed to our Web site. Simply hit the RSS button on our site for automated updates on available content. Please contact us to arrange to receive Featurettes in the format that works best for you at (800) 222-5551 or e-mail your request to us at printmedia@napsnet.com. We can provide Featurettes on CD-ROM or you can download it online at www.napsnet.com. Gary Lipton Media Relations Manager Phone: 1-(800)-222-5551 Fax: 1-(800)-990-4329 Web site: www. napsnet .com e-mail: printmedia@napsnet.com #2605 North American Precis Syndicate, Inc., 415 Madison Avenue, New York, N.Y. 10017 The Reality Of Long Term Care Planning “Superfood” In A Snap (NAPSA)—There are plenty of delicious convenience foods to reach for at mealtime. Make the smart choice by swapping empty, highcalorie foods for quick, satisfying foods that promote good health. Tom Rifai, M.D., a nationally recognized wellness expert in disease prevention, management and weight loss, reminds patients of an ancient and now scientifically validated secret for health and longevity. “Most Americans don’t realize that fish has been recognized as a ‘life extender’ since the early origins of man,” says Dr. Rifai. “In addition to being a lean, vitamin-packed protein source, fish and seafood like salmon, tilapia and shrimp also have natural omega-3 fatty acids and vitamin D, which can benefit our health in many ways, including helping manage weight and reduce the risk of heart disease and stroke. Regular fish intake is also linked to reducing insulin resistance, lowering blood pressure, lowering blood fats and improving blood glucose levels.” Based on the best scientific evidence, the U.S. Dietary Guidelines Advisory Committee released dietary recommendations, which include eating at least two servings of seafood a week. Registered dietitian Sylvia MelendezKlinger offers the following tips to help meet this nutrition recommendation: • Look for easy swaps—Add more fish and shrimp to your diet by preparing one of your family’s Grilled Salmon with Garden Vegetables and Linguine Serves 6 This quick-fix salmon dish is perfect for busy weeknights and a great way to add natural omega-3s to your family’s diet. favorite recipes and swapping the protein for fish or shrimp. Seafood is great on salads, in pasta, tacos or in a stir-fry. • Stock your freezer—Avoid high-calorie, high-fat food temptations by stocking your freezer with a variety of options. With frozen seafood, like Gorton’s flamegrilled fish and shrimp, you can prepare a nutritious, delicious recipe in minutes. • Make colorful, healthy toppings available—For a quick-andeasy lunch or dinner, serve whole wheat tortillas or sandwich thins with prepared grilled tilapia or salmon. Then present a host of toppings, like avocado, tomato, cucumber, or spicy or dilled yogurt, so everyone can add their personal favorite. Here’s a delicious, quick-fix recipe that uses flame-grilled salmon fillets bursting with flav o r, p lu s 3 0 0 m g of DHA p e r serving: Ingredients: 6 Gorton’s Grilled Salmon Fillets 1 lb. uncooked whole wheat linguine 1 cup fresh basil leaves cup chicken broth 2 Tbsp. olive oil 1 cup broccoli florets 1 small red onion, sliced 1 medium bell pepper, thinly sliced 1 cup zucchini, sliced 2 cups fresh spinach cup grape tomatoes, halved Cook salmon and pasta according to package directions. In blender, combine basil, chicken broth and 1 Tbsp. olive oil and blend until smooth. Set aside. Add 1 Tbsp. olive oil, broccoli, onion, bell pepper and zucchini to large skillet. Saut over medium-high heat until tender crisp (about 2 minutes). Add spinach, basil sauce and cooked pasta to the sauted vegetables and cook until spinach is wilted. Spoon pasta mixture into a serving bowl and toss with tomatoes and cooked, flaked salmon. For more information, visit www.gortons.com. (NAPSA)—Americans on average would like to live to a healthy age of 92 according to “Our Family, Our Future: The Heart of Long Term Care Planning,” a recent study conducted by Age Wave and Harris Interactive for Genworth Financial. However, only 35 percent believe they will ever need long term care. The reality is that two-thirds of those over the age of 65 will require long term care at some point in their lives, according to National Clearinghouse for Long-Term Care Information (U.S. Department of Health and Human Services, 2008). The risk of outliving income is a very real one and this is where long term care insurance can add value. Consider the story of Olympic Gold Medal swimmer and Genworth national spokesperson Wendy Boglioli who learned firsthand how important it was to plan for the unforeseeable when the cost of caring for her father 30 years ago exceeded $60,000. It wasn’t just the financial burden that took its toll on Wendy and her family, but also dealing with the emotional pressures of being a caregiver. The experience prompted Boglioli and her husband to purchase long term care insurance for themselves in their early 40’s. “Planning for long term care is not something that can wait until it happens,” said Boglioli. “The necessary steps must be taken today to avoid outliving your income or becoming a burden on your family members.” According to a 2009 study from the National Alliance for Caregiving/AARP, an estimated 66 million Americans—or roughly 20 percent of the U.S. population—serve as Families can benefit from being proactive about long term care planning. unpaid family caregivers, a responsibility that most people greatly underestimate. “Our Family, Our Future” also surveyed caregivers around the country to find out how their expectations lined up with reality. The survey found: • Only 40 percent of caregivers expect to contribute financially to the care of a family member; the reality is that 83 percent actually do. • Only 37 percent of caregivers expect their savings to decline as a result of their responsibilities, while the study found that 61 percent have used some of their savings to care for a loved one. • Nearly half (48 percent) of caregivers lost a job, changed shifts or missed out on career opportunities as a result of their responsibilities, compared to 29 percent who expected such an impact. The first step to protecting yourself and your family against a long term care event is to talk and have a plan in place. Have a written agreement detailing how care will be provided. For additional tips and advice on how to initiate this important conversation with your loved ones, visit www.caringtalk.com.