Finding A Path Forward After An Accident (NAPSA)—Each year, hundreds of thousands of Americansare injured in Pia serious accidents. Though the causes may be different, one thing is increasingly common:Becausethere are often long delays in collecting payments for legitimate insurance claims,injured parties can become“twice victims.” AnAll-Too-CommonStory “The bus accident caused serious injury to my right wrist and I broke my left ankle? said Debra A., a schoolaide working with disabledchildren.“During aclasstrip, the schoolbus wasin an acci- dent and myentirelife changed in an Accidentvictims may not have to wait for insurance settlements to start healing physically and fiscally. flew forward and quickly realized I was instant. While there weresafety features on the busfor the children, there were nonefor the adults. When wecrashed, I seriously hurt” she added. Debra’ injuries were so serious she could not return to work. Soon, she faced mounting medicalbills, she was delinquent on her mortgage, andall her general household and family expenses werepiling up. She had nowhere to go and nooneto turn to forfinancial sup- port. There were no family members whocould loan her moneyandsince she was out of work, no bank wouldeither. Debra wasa victim, not once, but twice. She washurt in the accident and soon industry. The cash advances from LawCash saved myhouse, gave methe free- dom to take care of necessary expenses, and more important, the advances gave me peace of mind to continue to pur- sue mycase. I felt empowered” Debra added. “Once my case was resolved on termsthat were fair, I paid back mylegal advanceandI wasable to move on with mylife? How Presettlement Funding Works thereafter, she was hurting from the The service does not promote or encouragelitigation.All its clients must insurance company fought her for years. musthavefiled a legitimate claim before LawCashwill accept an application. Nor doesit influence the case, as all decisions financialrealities oflife. With the assistance ofherattorney, Debra sued the bus operator whose “I never dreamedit would take 10 years for the insurance company to pay me the money I wasentitled to” she said. “Everything I worked for, everything I ownedwassoongoingto belost because the insurance company was finding every reason notto settle. The most insulting part ofit all was that during the entire insurance settlement process, I had thefeeling that the insurance companywassimply trying to wear me downbyoffering me much less than my attorney felt my claim wasreally worth. ‘They probably assumed I wasgetting be represented by legal counsel and related to the legal approach and over- all strategy are between the victim and his orherlawyer. Perhaps most impor- tant, the presettlement funding is not a loan.If the caseis lost, the claimants owe nothing. In addition, they're not required to put up collateral or make interim payments, and the advance has noeffect on theircredit. After the accident, Debra was not able to work with her disabled students any longer, butshe has not lost herinter- desperate andthey figured Id jumpat a est in helping others. She is even asking herState Legislators to think abouttheir constituents when consideringaccess to “With my back against the wall and no place else to turn for financial help, For additional facts or to apply, lowsettlementoffer. I almostdid. I founda silver lining in LawCash, a leaderin the presettlementlegal funding this critical legal funding resource. Learn More go to wwwlawcash.net or call (800) LAWCASH.
