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DID YOU KNOW?

(NAPSA)-Homeowner assistance programs offered by mortgage insurers can help homeowners if they fall behind in their payments, according to Kevin Schneider, president of Genworth Financial's U.S. mortgage insurance division.

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Consumer Reports recommends improvements such as a new roof to preserve a home's value. GAF-Elk's line of Timberline shingles can protect a home from wear and tear while improving its appearance. To see how the shingles might look on your house, visit www.gaf.com.

At www.responsiblemoldsolu tions.org-the Web site of the Responsible Solutions to Mold Coalition, a building industry trade group-visitors can explore mold and moisture control steps by clicking on various parts of a typical house.